The Treasurer · № 02
Saved Your First $100
Saved $100 of your own money and didn't spend it for at least 30 days, held in a real account or jar you can show.
The idea
$100 is the test of whether saving is real. Anyone can earn $100. Holding it without spending for thirty days is harder than it sounds. Put it where the kid can see it: a jar, an app, a bank balance. The friction of having to physically access it is what makes the saving stick. Tap-to-pay savings vaporize. Visible savings accumulate. That's the difference for life.
Steps
- Put the money where it requires friction to access.
- Check the balance daily the first week. Looking reinforces holding.
- Don't touch it for 30 days.
- Decide whether to keep going. Either choice is fine; the holding was the milestone.
What counts
$100 of your kid's money held 30+ days. A balance photo is plenty.