The Treasurer
The Treasurer · № 02

Saved Your First $100

Saved $100 of your own money and didn't spend it for at least 30 days, held in a real account or jar you can show.

The idea

$100 is the test of whether saving is real. Anyone can earn $100. Holding it without spending for thirty days is harder than it sounds. Put it where the kid can see it: a jar, an app, a bank balance. The friction of having to physically access it is what makes the saving stick. Tap-to-pay savings vaporize. Visible savings accumulate. That's the difference for life.

Steps
  1. Put the money where it requires friction to access.
  2. Check the balance daily the first week. Looking reinforces holding.
  3. Don't touch it for 30 days.
  4. Decide whether to keep going. Either choice is fine; the holding was the milestone.
What counts

$100 of your kid's money held 30+ days. A balance photo is plenty.