Insurance Awareness

Insurance is the thing nobody understands until they need it badly. Pull out your family policies and walk through them with your kid: what's covered, what's not, what the deductible means, what would happen in scenario X. The kid who understands insurance at sixteen will navigate their twenties without the expensive surprises that hit everyone else. This single conversation is worth more than a year of personal finance class.

1. 01Pull out every family policy: health, auto, renters, life, disability.
2. 02Walk through each: covered, not covered, deductible, cost.
3. 03Identify one realistic scenario per policy.
4. 04Be able to explain each to a peer.